WELCOME

Valerie KowalchukThere are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.

While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.

  

"Valerie was terrific for our first time home buying experience. Would recommend her no question. 5 stars! We will be recommending her to all of our friends and family in the area and will be with her for our next home buying experience as well. Found us the best rate and then went a step further and got us an even better rate. So appreciative of her hard work. Goes above and beyond the call of duty. Thanks so much Val."  -  Aaron

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